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Here are the most frequently asked questions about selling your home

When selling a property, there are three key expenses to consider:

Estate Agent Fees
Estate agent fees are typically either a percentage of the sale price or a fixed amount. When agents assess your property’s value, ensure they provide clear details of their fees so you can factor them into your planning.

Energy Performance Certificate (EPC)
An EPC is a legal requirement when you put your property up for sale, indicating its energy efficiency rating. Your Move can arrange this for you. Contact your local branch for an estimate of the cost. In Scotland, a Home Report, which includes the EPC, is also required.

Conveyancing
Conveyancing refers to the legal process of transferring ownership of the property to the buyer. You will need to hire a solicitor for this task. The cost varies depending on your situation. Your Move can refer you to a solicitor and offer a no-sale, no-fee service with a fixed fee, ensuring the process remains straightforward. Get in touch with your local branch for a precise quote.

Additional costs may include services like professional photography or premium online listings, as well as removals. Be sure to ask your agent for a breakdown of all potential costs early on, so you can budget effectively for your move.

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Sellers are legally obligated to provide essential documents such as title deeds and ownership records, including the Land Registry Title, lease (if applicable), and other relevant paperwork about the property’s history.

As part of the conveyancing process, sellers must also complete a Property Information Form (TA6), which offers prospective buyers additional details about the property.

Additionally, sellers need to fill out a TA10 Fittings and Contents Form, specifying what items, such as white goods and light fittings, are included or excluded from the sale.

If the property is leasehold, a TA7 Leasehold Information Form must also be completed.

RICS Level 1 Survey – Condition Report
The cost of a Level 1 Home Survey, or Condition Report, is approximately £380* for an average UK home. The price varies based on the size and value of the property, ranging from £290 to £560.

This report provides a general overview of the property’s condition and highlights any urgent issues that require immediate repairs or further investigation. The surveyor will assign condition ratings from 1-3 to key elements of the property, such as the building, garage, and outdoor features, with 1 indicating no repairs are needed and 3 indicating urgent attention is required.

Level 1 Survey Highlights:

  • Ideal for new build homes.
  • A basic survey with limited detail.
  • Provides a straightforward condition rating.
  • Does not offer advice on property value.
  • For further details, refer to our guide on the Level 1 Condition Report.

RICS Level 2 Survey – HomeBuyer Survey
A Level 2 Home Survey, or HomeBuyer Survey, costs around £422*, though it can range from £325 to £900. The cost is influenced by the property’s value and the surveyor’s rates. Risks or necessary repairs are rated on a Traffic Light System from 1 to 3.

You can request an RICS Valuation to be included with the report for an additional fee. This valuation gives an estimate of the market value of the property, which means you won’t need to hire a separate valuation surveyor. However, note that a valuation is not the same as a survey.

Level 2 Survey Highlights:

  • Suitable for modern, conventional properties.
  • Best for homes in good condition.
  • Ideal for properties built with standard materials.
  • More detailed than a Level 1 survey but not as thorough as a Level 3.
  • Optional property valuation.
  • For more details, refer to our guide on the Level 2 HomeBuyer Survey.

RICS Level 3 Survey – Building Survey
A Level 3 Home Survey, also known as a Building Survey, costs an average of £561*, with prices ranging from £300 to £1,200. This is the most thorough survey available and offers an in-depth analysis of the property’s structure and condition. It’s often used for listed buildings.

Although it can be more expensive, a Building Survey identifies hidden defects that may be costly to repair after purchase. It also provides recommendations for next steps, helping you assess if the property is a good investment at a fair price.

Level 3 Survey Highlights:

  • Best for larger, older, or listed buildings.
  • Ideal for properties with planned or past extensions or renovations.
  • Suitable for homes in poor condition.
  • Designed for properties with unusual building materials.
  • The most comprehensive and expensive survey.
  • Identifies hidden risks and defects.

Generally, buyers are required to pay a deposit of 10% of the asking price. However, your mortgage lender may ask for a higher percentage.

The timeline can vary depending on the property and individual circumstances.            On average, it typically takes between 8 to 12 weeks before contracts are exchanged

It’s advisable to seek financial advice early in the process and secure a mortgage in principle. This shows the seller that you’re financially capable of making the purchase and can often give you a stronger position compared to buyers who haven’t arranged one yet.

If a problem is found before contracts are exchanged, you can ask the seller to address and cover the cost of the issue, or negotiate a price reduction to cover the repair expenses. If an agreement cannot be reached, you may decide to withdraw from the purchase.

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